SBA Loans (SBA 7(a) & 504)
SBA Loans (7(a) and 504) through Liberty Commercial Funding give qualified businesses access to long-term, government-backed financing with some of the most favorable rates and repayment schedules available in the commercial market. These programs are designed for owners planning significant moves: purchasing a building, refinancing existing debt, buying out a partner, funding a major expansion, or acquiring another business.
The SBA 7(a) program is typically suited for working capital, business acquisitions, partner buyouts, and owner‑occupied real estate. SBA 504 structures are generally used for fixed assets such as commercial property and large equipment, offering long amortizations and stable payments that can free monthly cash flow compared with conventional loans.
Our role as a commercial financing broker is to help you determine which path fits your objectives, then prepare your file to meet strict SBA underwriting standards. Many otherwise strong businesses are declined or delayed because documentation is incomplete or inconsistently presented. We focus on organizing financial statements, tax returns, business plans, and projections in a lender‑ready format before your package is ever submitted.
From initial intake to closing, the process is managed online. You complete a structured questionnaire, upload documents securely, and we coordinate with SBA lenders in our network who actively fund in your industry and transaction size. Where appropriate, we can also discuss pairing an SBA facility with a line of credit or equipment financing so that short‑term working capital and long‑term assets are financed in a way that keeps the business resilient.
For owners seeking stability, predictable payments, and room to grow, SBA 7(a) and 504 loans are often the backbone of a long-range capital plan. Our objective is to make this traditionally complex path clearer, faster, and more accessible.
The SBA 7(a) program is typically suited for working capital, business acquisitions, partner buyouts, and owner‑occupied real estate. SBA 504 structures are generally used for fixed assets such as commercial property and large equipment, offering long amortizations and stable payments that can free monthly cash flow compared with conventional loans.
Our role as a commercial financing broker is to help you determine which path fits your objectives, then prepare your file to meet strict SBA underwriting standards. Many otherwise strong businesses are declined or delayed because documentation is incomplete or inconsistently presented. We focus on organizing financial statements, tax returns, business plans, and projections in a lender‑ready format before your package is ever submitted.
From initial intake to closing, the process is managed online. You complete a structured questionnaire, upload documents securely, and we coordinate with SBA lenders in our network who actively fund in your industry and transaction size. Where appropriate, we can also discuss pairing an SBA facility with a line of credit or equipment financing so that short‑term working capital and long‑term assets are financed in a way that keeps the business resilient.
For owners seeking stability, predictable payments, and room to grow, SBA 7(a) and 504 loans are often the backbone of a long-range capital plan. Our objective is to make this traditionally complex path clearer, faster, and more accessible.
Request Business Funding
Share a few details about your business and funding needs, and we respond promptly with clear next steps and aligned options, never generic or high-pressure offers.